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Welcome to our website. We look forward to putting our mortgage services to work for you!

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

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Contact Information
Ryan Elflein
Branch Manager
Direct: (727) 228-0297
Toll Free: (833) 381-1541
Cell: (804) 432-9223
Fax: (561) 886-0301
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Ryan Elflein, Branch Manager NMLS #1862701
NP, Inc. NMLS#75597
13575 58th Street North #224, Clearwater, FL  33760
Direct:  (727) 228-0297
Toll Free:  (833) 381-1541
Cell:  (804) 432-9223
Fax:  (561) 886-0301
relflein@usmtg.com
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